belfast solicitors
Mortgage Arrears & Management

Do you find yourself at risk of losing your home due to mortgage arrears?

Mortgage Arrears & Management

Do you find yourself at risk of losing your home due to mortgage arrears?

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Call us today on 028 9023 1770, or fill in the call back form below, to arrange your free initial consultation.

Our In House Rehabilitation Team.

Our experienced in house Rehabilitation team are expert in dealing directly with customers who find themselves in arrears on their mortgage payments. You can contact our team on 02890 267186 or alternatively you can e-mail us at and we can help make everything clear.

At Robert G. Sinclair & Co solicitors we appreciate that facing the loss of your home is a very stressful time for anybody. For this reason we try to work with the customers of our lender clients in as fair and understanding a manner as we can. Together we can work with you to come up with the most appropriate solution possible for your situation.

We have outlined below some quick overview answers to some of the most common questions we receive. These are by way of an illustration and are not final nor legal advice on your position. Should you require advice please feel free to visit the link on this page for free Debt Advice Agencies.

Who are R G. Sinclair?

R G. Sinclair is a law firm which specialises in Mortgage debt recovery and act for a number of financial organisations within Northern Ireland, helping their customers to find solutions to address their arrears.

Need a quick response?

Ask one of our solicitors today.

Need a quick response?

Ask one of our solicitors today.

I have another question.

Our specialist team are here to help answer any questions you may have. We are available to answer your questions on 028 90231770 between 8 and 6 Monday to Friday.

remortgage delayed

Mark Kelly LL.B

Head Of Remortgage, Trainee Solicitor

Mark Kelly has progressed through the firm to become the Head of Remortgage and in January 2020 commenced his apprenticeship as a Trainee Solicitor with Robert G Sinclair & Co Solicitors. He is also completing his Masters in Law and aims to finish in 2022.

Mark graduated from Ulster University with a degree in Law & Government and commenced work in the conveyancing department of another Belfast based law firm for just over a year before leaving that position to work for a charity at management level. He remained with this organisation for almost 10 years, gaining extensive experience in finance, IT, Human Resources and some aspects of Charity Law before leaving and joining Robert G Sinclair & Co. as a legal executive in the remortgage department in January 2017.

As well as dealing directly with many of the main high street lenders which include HSBC, Accord Mortgages, Bank of Ireland, Atom Bank and Marks and Spencer, Mark also has a number of private clients who ask him to act for them directly after he completes their remortgage due to his comprehensive and efficient approach to cases. Mark has also been instructed to act for clients concerning purchases.

In his personal time, Mark enjoys spending as much time as he can with his family and serves as a board member of a primary school.

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Mortgage Experts


Malachy Hagan has been practising as Solicitor since 1981 after having graduated from QUB in 1980 and attending the Institute of Professional Legal Studies

He has worked in general practise in excess of 35 years gaining a wide range of experience in conveyancing family law litigation and criminal law. Of latter years he has specialised in domestic conveyancing. He is an accredited family mediator, collaborative lawyer and children order member.

He serves as a board member of his local primary school and a cross community music charity. Away from the office he splits his time between his family and his passion for fly fishing.

mortgage arrears

Nikki Bell LL.B

Head of Residential Conveyancing

Nikki Bell obtained her Law Degree at the University of Ulster and went on to undertake a Masters Degree in Human Rights Law at Queens University Belfast.

Nikki joined the firm in July 2011 as a paralegal and subsequently obtained an Apprenticeship with the firm to complete her Solicitor training at the Institute of Professional Legal Studies. Nikki is now Head of the Residential Conveyancing Department specialising in all property matters to include residential sales and purchases as well as acting for developers. Nikki also acts for a number of major lender clients in relation to post possession sales.

“I have enjoyed being looked after By Nikki at RG Sinclair. The level of speed & professionalism was fantastic & I felt completely secure that my solicitor had my back. “- Khara Pringle

“What great service and support we received from Nikki Bell! As a family living overseas but wanting to set roots back where we came from, we were fortunate to have Nikki Bell of Robert G Sinclair and Co. Ltd Solicitors recommended to us. Purchasing a house from distance is a tricky business but we found Nikki to be very responsive with any questions big or small. She explained each step in the process of buying a house clearly. She was helpful with checking out queries that were important to us when buying our home and she was happy to help. She took each questions seriously and made sure she took the time and effort to explore it fully and to provide a comprehensive answer.”- Tara Nixon



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Call us today on 028 9023 1770, or fill in the call back form below, to arrange your free initial consultation.

RG Sinclair Solicitors & Co. Ltd

Sinclair House
23 Bedford Street
Belfast BT2 7EJ

T: 028 9023 1770

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