Debt Recovery

Are you experiencing problems managing debt or recovering debt that is owed back to you?

Our Belfast based insolvency team has over 25 years of experience and provides a wide range of solicitor services including advice to individuals and companies who find themselves in financial difficulty or are owed money. If you are owed money or owe someone money, contact us for a free, no obligation consultation on 02890231770 or email Rosaleen McGinn and we will be happy to assist.

Debt Recovery 

It no longer comes as a shock to discover that our society is enormously dependent on financial credit. Consumer credit is a part of everyday life for many people, helping to smooth the ebbs and flows of income and expenditure. With the debt tide rising, many debtors are at risk of drowning. This often makes the recovery process difficult.

Most businesses spend a significant amount of time attempting to recover payments. Often efforts to recoup money are futile as businesses do not always have the skills or expertise to enforce payment.

Our experienced team at Robert Sinclair & Co., are able to offer you a quality service which is both efficient and cost effective.

belfast solicitors

Why us?

For Debt Recovery to be successful and profitable, it needs to be handled methodically and proficiently. We recognize that access to cash is key to survival and maintaining control over debt is more crucial than ever. In addition to enforcing the recovery of payment, we provide an alternative dispute resolution which allows businesses to continue their working relations with their debtor, while managing their debt and cash flow.

We provide support to commercial property agents, Flat Management agencies, retail landlords, financial institutions, banks, building contractors, companies and sole traders.

Our Team receives a significant volume of referrals from Solicitors in other jurisdictions to issue proceedings in Northern Ireland and enforce Foreign Judgments.

What We Do

— Letters of Demand to Debtors

— Negotiating settlement and payment plans

— Obtaining Searches and Status reports on debtors prior to issuing proceedings

— The instigation of Debt Recovery Proceedings to obtain judgment

— Issue and service of Statutory Demands

— Drafting and issuing of Bankruptcy & Winding up Petitions

— Repossession of Property for Secured Lenders / Landlords

— Enforcement Proceedings, obtaining security for a debt due.

— Alternative Dispute Resolution

Our team of legal experts will be happy to advise or assist you with any debt recovery matter.

Contact our Miss Rosaleen McGinn today to discuss your individual requirements on 028 9026 7180 or email

You can also complete the enquiry form and we will call you back asap

  • Edmund Sinclair LL.B
    Edmund Sinclair LL.B
  • Rosaleen McGinn LL.B
    Rosaleen McGinn LL.B
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Edmund Sinclair LL.B

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Edmund Sinclair, educated at University of Ulster, specialises in Lender Services, Insolvency and Business Restructuring. He currently manages a top 5 UK Bank mortgage litigation contract and has extensive experience of asset and debt recovery.

He conducts the day to day operations of a large mortgage litigation team and has carried this out for 20 years, ensuring that the firm adheres to stringent service level agreements. Edmund has developed a team within lender services to proactively address rehabilitation issues in order to maintain the position of the lender within a difficult property market. He has extensive experience in all areas of recoveries including asset recovery, shortfall recovery and bankruptcy and his clients include lenders and large corporations.

Stemming from his experience in these areas he provides training and seminars on repossession procedures e.g. to Citizens Advice Bureau and debt advice agencies.

Edmund has been instrumental in developing core ICT competencies of the firm.

Approachable, helpful and most of all extremely knowledgeable- a go to person!” Creditor, Belfast.

Housing Rights have worked closely with Edmund regarding client cases for several years now.  Not only is Edmund extremely knowledgeable in his field he works quickly to resolve cases to the best outcome for everyone involved.”

Housing Rights, Belfast.

Rosaleen McGinn LL.B

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Rosaleen McGinn  graduated from The University of Ulster in 2011, with an LLB (Hons) degree in Law.

After graduating, she worked as a Legal Costing Executive for two years, providing advice and assistance to the legal profession on technical cost issues relating to both County Court and High Court actions. Rosaleen gained experience and knowledge of case law and legislation in the area of costs and assisted solicitors by drafting formal written advices, estimates of costs, negotiated legal costs and provided representation at detailed assessment hearings before the Taxing Master.

Rosaleen later joined a large Human Rights Law firm in Belfast and worked predominately within the litigation department for one year before commencing her Apprenticeship in September 2014. As a Legal Executive and Apprentice, Rosaleen specialised in actions against the state and other public bodies in relation to harassment, misfeasance within the public office, negligence, personal injury, human right violations and abuses of state power, playing an active role in several landmark cases. Rosaleen gained extensive experience in other areas such as road traffic accidents, medical negligence, employers liability and commercial contracts.

Rosaleen joined R G Sinclair & Co in November 2016 and she is a Solicitor within the Debt and Insolvency Department working closely with our Director, Mr Edmund Sinclair. Rosaleen assists in all areas of recoveries to include, asset recovery, shortfall recovery and bankruptcy on behalf of creditors. She also assists borrowers on refinancing, restructuring, secured and unsecured lending, acquisition finance, loan portfolio sales and commercial finance.  Rosaleen manages a heavy case load for clients who are individuals, sole traders, lenders and large corporations. In addition to this, Rosaleen also assists within our Litigation Department in areas of professional negligence, commercial litigation, high value personal injury litigation and banking litigation.

Outside of work Rosaleen has run charity events for Cancer Research and raised substantial sums for charity. Rosaleen has been actively involved in her local community in recent years as both chairperson and youth leader of CYC, with the aim of empowering individuals to develop and enjoy new challenges through volunteering and social action while making a positive contribution to the community.